There are about 20 lakhs exservicemen in the country. They are the most valuable human resources that the country can make use of. The objective of this blog is to provide a medium for exchanging views & educating the veterans of the Armed Forces by disseminating important information. The Blog at http://indianexserviceman.blogspot.com has been conceived by a team comprising of Sgt.C.Muthukrishnan & Sgt.S.Kandiah (Veterans of IAF) under the guidance of Lt.Col.James Kanagaraj.
WHAT IS YOUR CONTRIBUTION FOR GETTING O.R.O.P.?
UNITY IS OUR STRENGTH
Disclaimer
The postings in this Blog are only the personal opinion and do not necessarily reflect the views of the “indianexserviceman” blog team. These are expressed in good faith for the general welfare of the veterans of the Indian Armed Forces. The contents of this blog are neither for business nor for any commercial gains. Neither the “indianexserviceman” blog team nor the individual authors of any material on this blog accept responsibility for any loss or damage however caused (including through negligence), which you may directly or indirectly suffer arising out of your use or reliance on information contained on or accessed through this blog. All views and opinions presented are solely those of the surfer and do not necessarily represent those of “indianexserviceman” blog team. This is not an official blog site. This blog is run by a team of Air Warriors of the IAF (Veterans). It is not affiliated to or officially recognized by the MOD or AHQ or Air HQ or Govt/State or any other organization.
"நாட்டுக்காக உயிர் நீத்தவர்களை நினைக்காதநாடு இனி யாரும் அதற்காக உயிர் விடும் தகுதியை இழந்துவிடும்."
PENSION GUIDE BOOK IN HINDI AVAILABLE FREE DOWNLOAD. CLICK HERE.
---------------------------------------------------------------------------
MESSAGE FOR READERS
Wednesday, June 30, 2010
PROCEDURE FOR CLAIMING FAMILY PENSION TO HANDICAPPED CHILDREN, WIDOWED & DIVORCED DAUGHTERS
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
Tuesday, June 29, 2010
A GREAT LOSS TO THE PENSIONERS COMMUNITY
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
Monday, June 28, 2010
WHAT TO DO IF YOU HAVE NOT RECEIVED THE REVISED PENSION & ARREARS ?
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
EXWELTRUST HELPS A BOYS HOME
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
Friday, June 25, 2010
SOLVE TRAFFIC PROBLEM: TRAFFIC JAMS FIND A SOLUTION YOUR SELVES
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
THE GOI HAS SLAPPED THE RANK PAY REVIEW PETITION
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
Thursday, June 24, 2010
PENSION PAYMENT THROUGH MONEY ORDERS
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
REVISION OF PENSION TO PBORs
for more information on pension matters.
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
Monday, June 21, 2010
GRAND FATHERS CELEBRATE FATHER'S DAY
GIVE US A HELPING HAND.
.
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
Sunday, June 20, 2010
EXWEL TRUST MEETS ELDERS
The Ex-Servicemen and social welfare Trust arranged one Ex-Servicemen and Family pensioners meet on 19-6-2010 at Ayothya Hall, Janakiram Hotel, Tirunelveli, Tamil Nadu. Nearly 80 pensioners and family pensioners attended the meeting. The Managing Trustee Sgt.R.Chellappa (retd) welcomed all and thanked for coming all the way from different places in spite their age.
Our Chief Admin .Officer Hony.Flt.Lt.MP.Natarajan(Retd) delivered
a lecture on the Aims, achievements and future plans of our Trust and he also introduced all the participants by name. He explained in detail about Endorsement of
Family pension and the importance of Joint account for pension account.
Sgt.S.Kanthiah (Retd), Chief Liaison officer deliberated in depth about the
entitlement of pension of pensioners, Special family pension, Additional
pension for aged above 80 years of age, as per VI th PC and narrated the way of
our approach to the Bank. Most of the participants were helped by the Trust in
getting their correct Rate of pension.
Our Chief Financial Trustee, Sgt.C.Muthukrishnan(Sgt) delivered a lecture on the formation of our Trust in length. He explained the rules, Circulars of VI th PC, the disappointment of ESM, and the role of Banks. He emphasized the pensioners to know their entitlement by discussing with people like us, particularly Family pensioners and aged veterans above 80 years. The problems of aged pensioners, health care, the need for an aged home etc., etc., were discussed in detail. ALL THE PARTICIPANTS UNANIMOUSLY WELCOMED NEED FOR AN AGED HOME.
Chief Petty Officer Christopher, Hony.Lt.G.Ramasamy. Hony.Lt.Nataran , Hony.Flt.Lt.Isaac, Sep.Joseph, Sep.Sudalaimuthu Thevar, Sep.Arumugam and Smt.Saroja Pandian, Smt.Noorjahan Beevi, Smt.Thamilarasi and Smt.Manonmani interacted with Trust members by raising their doubts about pension and other matters. The meet was vibrant with these interactions.
Smt.Kamala Thangaraja (Wife of MWO Thangaraja spoke high of the Trust and its activities and praised the works done by all the Four aged Trustees and their continued
and untiring works for the Ex-servicemen community.
Our Managing Trustee informed the participants about a Plan
of Starting an OLD AGE HOME for ESM in our place and asked the opinion of the elders. All the elders welcomed the suggestion and promised to support the proposal. The meet was concluded with a vote of thanks by C.Muthukrishan and Lunch was served to all the participants. All the pensioners/ Family pensioners thanked the Trust for the meet and requested to have such a meeting in regular interval to exchange views
among us.
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
Thursday, June 17, 2010
EXWEL TRUST LAUNCHES ITS WEB SITE
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
Monday, June 14, 2010
DISCREET ENQUIRY HELPS A LOT
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
THE IN DIANEXSERVICEMAN BLOG PROUDLY INTRODUCES EXWEL TRUST'S TEAM
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
THE EXWEL TRUST EXCELS
Flt.Lt.M.P.Natarajan (Retd.) (Bottom Photo)
THE EXWEL TRUST FINDS ANOTHER WIDOW AND HER
The Exwel Trust’s Chief Liaison Officer Sgt.S.Kanthiah (Retd) , during his visit to Indian Overseas bank, Panagudi,branch, Tirunelveli- dist, for assisting the bank in revising the defence pension as per CDA cir 430, noticed one Widow, Special family pensioner has completed 80 years of age and not paid the additional pension.
Her particulars are:
Name : Smt.Esther Samuel
W/O Late Sub.Clk.R.Samuel, Jc 16204, PPO.No.F/ /68
PDA: I O B Panagudi , Tirunelveli-District, Tamil Nadu SB.A/C No………………..
Special Family pensioner ..Basic pension. 7825/-
We sent a letter to her to call on our office but there was no reply. On enquiry we came to know that she cannot travel due to bad health condition. Hence our Chief Admin.Officer Hony.Flt.Lt.MP.Natarajan (Retd) along with Chief Liaison officer visited her place, a remote village called Vadakku Veppalankulam, 45 kilometers from Tirunelveli. She was immobile due bad health and was looked after her elder daughter, a widow . The condition was pathetic.
On scrutinizing the available pension papers, we confirmed her date of birth as 26-6-1926, hence she was eligible for additional pension of 20% with effect from 1-6-2006. We calculated the arrears on the spot and informed the aged widow . She was surprised and delighted to have such a huge amount of about Rs.85000 plus Rs.2113 increase in monthly pension from next month onwards at this age. We also informed her that her widowed daughter is also eligible for Family pension after her demise. The whole family members were very happy to know this entitlement of pension to her widowed daughter, as they were not at all aware of this Govt. order. They all thanked our Trust for giving this information, that too at their door step.
But for the intervention, Exwel Trust, the poor widow would not have got this arrears and additional pension as there is no body to guide and help her. More over the news of her widowed daughter will be getting pension after her demise is another moral boost to her.
The Exwel Trust members are ready to travel to any corner of the District and help them, if they come to know that some ESM/ family pensioner is getting less pension.
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
Sunday, June 13, 2010
CERTAIN BENEFITS OF 6TH CPC
method where as only few were benefited by modified parity method (Annexure III).
However, based on One Rank One Pension (OROP) committee report headed by Cabinet
Secretary, the Govt has issued revised rates of pension for PBOR vide its letter No. PC
10(1)/2009-D(Pen/Pol) dated 08 Mar 10. This letter is applicable for PBOR only and is
available on CGDA website www.cgda.nic.in. Based on this letter, PCDA (P)
2. For Special Family Pension (SFP), Liberlised Family Pension (LFP) and enhanced
Ordinary Family Pension (OFP), there is no provision for modified parity method, only
consolidated method is applicable. On queries, PCDA (P)
3. Additional pension / family pension are authorised wef 01-01-06 for the benefit of 80
years and above pensioners. This additional pension is over and above the normal pension. DR on this additional pension is entitled. This additional pension will be paid by PDA (bank, treasury etc) from the same month in which pensioner has completed the age of 80,85,90,95 and 100 years. If the date of birth of pensioner is available in the PPO, then additional pension will be started by the bank straight away. If date of birth is not there in the PPO then pensioner can produce date of birth as given in Pan Card, Matric certificate, Passport, ECHS card, Driving license and Election ID card. Four copies of any of these documents duly attested by a Gazetted officer/ MLA should be submitted to PDA for commencement of additional pension. Based on these documents the PDA will commence Additional pension on provisional basis, for six months. Within these six months, the pensioner should contact this office (PBOR to contact AFRO) with relevant documents for issue of Corr. PPO by CDA annotating the date of birth of the pensioner. The rates for this additional pension are linked as a percentage to the revised basic pension. The rates of additional pension specified by Govt are additional 20% of basic pension for 80 years, 10% increase of basic pension with every five years (i.e 30% for 85 yrs, 40% for 90 yrs and 50% for 95 yrs) however once a pensioner completes 100 years of age, the additional pension will be revised to 100 %.
4. Besides the additional pension, certain other new provisions of VI CPC and other key
provisions which can affect the entitlement to pension/family pensionary benefits are as
follows:-
(a) The minimum pension/family pension wef 01.01.06 is Rs 3500/- plus DR.
(b) The rates for 100% disability element of pension are revised to Rs 5880/-pm for
commissioned officers and honorary commissioned officers wef 01-01-06. Similarly it
is revised to Rs 4300/- and 3510/- pm for warranted ranks (JWO,WO & MWO) and
other ranks respectively. For disability, which is less than 100%, proportionate
reduction in the amount will be done. The rates of constant attendant allowance have
been increased to Rs 3000/-pm wef 01-01-06 irrespective of rank. This will further
increase by 25% every time, when the DR on the revised Pay Band goes up to 50%.
(c) Broad banding of disability pension for invalidated officers is permitted, since
V CPC i.e. 01-01-1996. This broad banding is done to the nearest higher figure at
50%, 75% and 100%. Earlier this facility was not extended to pre 01-01-1996
pensioners. Now, wef 01-07-2009, this facility is extended to all pre 01-01-1996
disability pensioners who were invalidated out of service.
(d) Disability pensioners are exempted from income tax on their complete pension
which includes service element and disability element.
(e) Enhanced family pension (50% of last pay) was payable for seven years from
the date of death of the officer. After VI CPC, enhanced rate of family pension for post
retirement death remains unchanged at seven years; however, for in-service death of
an officer, the enhanced rate of family pension is now extended to 10 years from
earlier period of 07 years. For those cases where enhanced rate of family pension for
seven years has been completed before 01 Jan 06, there is no change. However, if
seven years of enhanced pension is falling due on 01 Jan 06 or beyond (for service
death cases only), then case is to be taken up through this office (Dte of PP&R) for
extending the enhanced family pension by three years (total 10 yrs) through issue of
Corr PPO by CDA. PBOR should take up case on similar lines with AFRO.
(f) Widows in receipt of Special family Pension (SFP) were permitted to
draw their family pension even after remarriage after V CPC i.e. 01-01- 1996. SFP
is primarily given for death which is attributable to service. Widows, who were
remarried before 01-01-1996, were not eligible for the same. Now widows in receipt
of SFP who were remarried before 01-01-1996 and whose family pension was
stopped are eligible for grant of SFP wef 20-01-2009. The widows who are eligible
should apply to this office in the case of officers and to AFRO for cases related to
PBOR.
(g) Widows in receipt of ordinary family pension (OFP) were not eligible for family
pension after remarriage. However, as an exception a child less widow after VI CPC,
is eligible for ordinary family pension after remarriage, subject to fulfillment of certain
laid down income criteria. The widows who are eligible should apply to this office in
case of officers and to AFRO for cases of PBOR.
(h) Widows whose husbands were in receipt of gallantry awards (PVC, Ashok
chakra, MVC, Kirti Chakra, Vir Chakra, Shaurya Chakra, VM (Gallantry), are entitled
to the same monetary allowance (rates doubled wef 14 May 08) after the death of
their husband. In addition, they are exempt from income tax on their full pension.
(j) The recipients of Gallantry award winners of Chakra series (PVC, MVC, Vr C,
Ashok Chakra, Kirti Chakra and Shourya Chakra) and their widows are entitled for
complementary card passes along with a companion from the Indian Railways, for
free travel in first class/ second AC. The passes will be issued by the office of
Divisional Railway Manager and Headquarters office of the Railways on receipt of an
application on plain paper. Widows will be required to additionally submit copy of
death certificate and non remarriage certificate from a gazetted officer.
(k) Handicapped children (not capable of earning livelihood) and Unmarried /
divorced / widow daughter are eligible for family pension subject to fulfillment of
income criteria and Audit verification. For Endorsement of the name of handicapped
child in the PPO, an officer can apply during his life time. However, unmarried /
divorced / widow daughter can apply for family pension only if she is unmarried/
remains divorced at the time of demise of her last surviving parent (father or mother).
Her name will not be annotated in the PPO during parent’s life time.
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;
Saturday, June 12, 2010
MEANINGFUL FAQ FROM IAF WEB SITE
Helping the defence pensioners & family pensioners to get correct pension from Banks.
Written Two Books on defence pension in Tamil named "Pension Ungal Nanban"quot ;Therinthu Kollungal" ;






















