WHAT IS YOUR CONTRIBUTION FOR GETTING O.R.O.P.?

IMPORTANT NEWS: ALL SEP, NAIK, HAV WHO HAVE PAID INCOME TAX CAN GET REFUND BY REFILING INCOME TAX RETURN WITH FORM 10E. PLEASE CONTACT EXWEL TRUST PHONE NO.04622575380, 9894152959 PLEASE VISIT OUR WEBSITE: www.exweltrust.in exweltrust.in

UNITY IS OUR STRENGTH

DEAR VETERANS
OUR UNITY IS VERY IMPORTANT
PLEASE HELP THE POOR JAWANS

THEY ARE MORE IN NUMBER

BRING THEM UNDER YOUR COMMAND
BY LOVE & COMPASSION
THEN YOU SEE HOW
THINGS MOVE WITH THE GOVT


PLEASE THINK IT OVER

ALL SEP, NK, HAV WHO HAVE PAID INCOME TAX CAN GET REFUND BY REFILING WITH FORM 10E CONTACT EXWEL TRUST FOR HELP AND GUIDANCE

SOME IMPROVEMENT IN PENSION FOR LOWER RANKS />
ARREARS FROM 01.07.2014.has been paid />
Minimum pension for Sep.Y15 yrs. Rs.17130 />< /> KNOW THE RATES OF DISABILITY PENSIONS

W.E.F.01.07.2014

(FOR PRE 01.01.06)(100%)
READ CDA CIRCULAR 555
Table No.76(FOR 100%)
READ CIRCULAR 555
OTHER RANKS (FOR 100%)
READ CIRCULAR 555

WAR INJURY PENSION
FOR ALL RANKS (100%)
READ CDA CIRCULAR 555

DISABILITY PENSION &
WAR INJURY PENSION
TO BE PAID WITH D.A.

CONSTANT ATTENDANCE ALLOWANCE
FOR ALL RANKS (FOR 100%)
Rs.4500/-W.E.F. 01.07.2014

MINIMUM SPECIAL FAMILY PENSION
Rs.7000/- W.E.F.01.07.2014 for 6 months service

@@@@@

IT IS BETTER TO KNOW

YOUR PENSION ENTITLEMENTS THAN

YOUR LIQUOR QUOTA

HELP ALL TO GET
CORRECT PENSION FROM BANKS

REMEMBER, THAT OUR DEMAND OF

ONE RANK ONE PENSION

ACCEPTED BY GOVT.Circular issued

But Our demands are not fully accepted

OUR FIGHT CONTINUES

JOIN THE MISSION TO WIN

THERE IS NO GAIN WITHOUT PAIN

LET US FIGHT FOR JUSTICE
OROP MEANS
EQUAL PENSION
FOR EQUAL RANK
GROUP,AND SERVICE
IRRESPECTIVE OF DATE
OF RETIREMENT
WHETHER POST 01.01.2006
OR PRE 01.01.2006

@@@@@@@@

VISIT www.exweltrust.in

for calculating your OROP arrears

DUAL FAMILY PENSION AGREED BY TN GOVT


"நல்ல நிர்வாகத்தால் வழங்கப்படும்

நீதி தான் உயர்ந்தது.

நீதி மன்றங்களினால் பெறப்படும் நீதிகள்

நிர்வாகத்துக்கு பெரும் அவமானம்

என்பதை நிர்வாகம்

(Ministry of Defence)

நன்கு உணர வேண்டும்."

DE LINKING ORDER ISSUED ON 30SEP16

ARREARS FOR CIR.547,548 & 560 TO BE

PAID TO ALL ELIGIBLE PENSIONERS BY BANKS

தமிழக அரசு இரண்டு குடும்ப பென்சன்

வழங்க அனுமதி அளித்துவிட்டது. செய்தி.

முன்னாள் படை வீரர் குடும்பங்களின்

நலன் காப்பது ராணுவ அமைச்சகத்தின்

தலையாய கடமையாகும்

GOVT. OF TAMIL NADU SANCTIONED

SECOND FAMILY PENSION IS A GOOD NEWS.

@@@@@@

Disclaimer

The postings in this Blog are only the personal opinion and do not necessarily reflect the views of the “indianexserviceman” blog team. These are expressed in good faith for the general welfare of the veterans of the Indian Armed Forces. The contents of this blog are neither for business nor for any commercial gains. Neither the “indianexserviceman” blog team nor the individual authors of any material on this blog accept responsibility for any loss or damage however caused (including through negligence), which you may directly or indirectly suffer arising out of your use or reliance on information contained on or accessed through this blog. All views and opinions presented are solely those of the surfer and do not necessarily represent those of “indianexserviceman” blog team. This is not an official blog site. This blog is run by a team of Air Warriors of the IAF (Veterans). It is not affiliated to or officially recognized by the MOD or AHQ or Air HQ or Govt/State or any other organization.

"நாட்டுக்காக உயிர் நீத்தவர்களை நினைக்காதநாடு இனி யாரும் அதற்காக உயிர் விடும் தகுதியை இழந்துவிடும்."

PENSION GUIDE BOOK IN HINDI AVAILABLE FREE DOWNLOAD. CLICK HERE.

---------------------------------------------------------------------------

MESSAGE FOR READERS

"வருமான வரி பிடித்தற்குள்ளான குறைந்த பென்சன் பெரும் ராணுவ பென்சனர்கள் அதை திரும்ப பெற எக்ஸ் வெல் அறக்கட்டளை அலுவலகத்தை அணுகவும். முகவரி "எக்ஸ்வெல் டிரஸ்ட் " 3D புனித மார்க் தெரு,ஜான்ஸ் ஹய் ஸ்கூல் ரோடு சமாதானபுரம், திருநெல்வேலி 627002. போன்:9894152959. 04622575380 வரும்போது உங்கள் பான் கார்டு ஆதார் கார்டு மற்றும் Form 16 என்ற படிவத்தையும் வங்கியில் இருந்து வாங்கி வரவும். மார்ச் 2018 வரை வருமான வரி மறு தாக்கல் செய்யலாம். ONLY EXWEL TRUST IS DOING THIS SERVICE. DO NOT MISS IT. CONTACT IMMEDIATELY. www.exweltrust.in என்ற இணைய தளத்தை பார்க்கவும்

Friday, September 22, 2017

HOMAGE TO SHRI C.RAMAMOORTHY, (SHOURYA CHAKRA)

HOMAGE
OUR BELOVED PATRON SHRI C.RAMAMOORTHY, EXECUTIVE ENGINEER RETD. OF BORDER ROADS ORGANISATION,  AND SHOURYA CHAKRA AWARDEE PASSED AWAY ON  21.09.2017 THURSDAY AT HIS RESIDENCE. 


EXWEL TRUST 

PAYS HOMAGE

TO THIS GREAT MAN.

MAY HIS SOUL REST IN PEACE.

EXWEL TRUST ALWAYS 

REMEMBER HIM



Sunday, September 17, 2017

HOMAGE TO MARSHAL OF INDIAN AIR FORCE


HOMAGE TO MARSHAL OF INDIAN AIR FORCE


THE FIVE STAR SOLDIER OF INDIA LEFT FOR HIS ABODE IN HEAVEN.  THE MARSHAL
OF INDIAN AIR FORCE ARJAN SINGH PASSED AWAY AT
7.47 PM  SATURDAY ON 16.9.2017.

MAY HIS SOUL REST IN PEACE

The Marshal of Air Force and Mrs Arjan Singh Trust will seek to open avenues of financial relief for ex-IAF personnel and their dependents who need assistance.

HE WILL BE REMEMBERED THROUGH THE TRUST FOR EVER.


ECHS launches 'Complaint and Litigation Reduction Scheme (CLRS)':


ECHS launches 'Complaint and Litigation  Reduction Scheme (CLRS)':

All stakeholders including Veterans and their dependents, ECHS employees at all echelons and hospitals/other service providers are invited for direct communication with the Central Organisation ECHS to reduce complaints and litigation.

This will assist them in increased focus on formulation of caring policy and implementating initiatives, preserving the time and resources of our Veterans who have served the nation in a selfless manner.

Please speak to the officer handling: 

Non-medical complaints on tele no. 9968263812 

Medical aspects be discussed on tele no. 9910244611.

In case of non-resolution, please call MD ECHS on 9971129165.

Your unsettled issues can also be emailed on dircomplaint-mod@nic.in.

__._,_.___


Friday, September 15, 2017

DIGITAL LOCKER FOR YOUR DRIVING LICENCE



DIGITAL LOCKER FOR STORING YOUR DRIVING LICENCE AND RC BOOK

If you are having a Smart phone, you can download Digilocker Android app from Google PlayStore on your mobile phone and link your phone with it.  After downloading, access the Issued Document section and then go to DL/RC.  DigiLocker requires Aadhaar card issued by the UIDAI for authentification.  Now your Driving Licence and your Vehicle Registration certificate will be uploaded by the Department of Road Transport automatically.

The Central Government has allowed a certified digital locker or an app that one can be downloaded onto the mobile phone to help store such documents.  When a copy of your licence on DigiLocker is shown to a traffic policeman who wants to inspect your driving licence, rest assured, it will be as good as verifying an original without having to carry it on your person.  No other physical proof is required.

The  police official will also have the app to seamlessly verify documents from the National Register of the Ministry of Road Transport and Highways which contains data of licences and documents issued by all states.

DigiLocker provides 1 GB of storage space in which users scan store identification cards issued by multiple authorities, education certificates, PAN cards, driving licence as well as vehicle ownership documents and is part of the NDA government’s Digital India push to curtain the use of physical documents, which is seen as a needless duplication and waste of time.  The ministry of Road Transport had integrated DigiLocker with the Driving Licence and Vehicle Registration system, therefore all those who are having DigiLocker will be fetched their Driving Licence and Registration certificates automatically.

The system will not only eliminate corruption, but is also a step towards realizing the Prime Minister’s Digital India drive.  It will be at par with the physical certificates and documents as per the IT Act, 2000. 

This brings huge relief to millions of road users as well as frequent air travelers.  Soon, more such documents can be added to effectively reduce the burden of carrying a host of original documents on one’s person, useful in cases from proving one’s identity to remembering their PAN number at short notice.

These documents when viewed through DigiLocker will be deemed valid by the inspecting authority across India.

Note: All those who are having Smart Phone can now download the DigiLocker app and make use of it. 


Those who want any help in downloading this app and uploading their valuable documents to the DigiLocker may visit Exwel Trust Office with their original documents.

Thursday, September 14, 2017

CHANGE YOUR PENSION PAYING BANK TO SBI OR PNB - MOD LETTER



BANKERS  FOR  SALARY AND PENSION ACCOUNTS.
SBI & PNB ARE BETTER

There are more than 15 lac defence pensioners are drawing pension from various banks.  The State Bank of India is the major stakeholder in this area.

Comparing to the number of pensioners with SBI, the services offered by SBI is  better than all other Banks. 

Moreover, Kendriya Sainik Board is insisting to open Accounts in SBI or PNB for receiving Scholarships and various benefits given by them.

The Integrated HQ of MOD (Army) New Delhi had issued a letter stating that all serving and veterans to select SBI or PNB for their Salary or Pension accounts.

All those who are drawing pension from other banks may change over to SBI or PNB immediately. 


You can view the letter issued by the Integrated HQ (Army) and act accordingly. (Click here)

You can Click here for downloading the application for Change of Your Pension Paying Bank.


FINANCIAL ASSISTANCE FOR NON PENSIONERS FROM KSB




APPLICATION FOR FINANCIAL ASSISTANCE FOR ESM IN PENURY
(Only for non Pensioner ESM above 65 years of age/widows)

1.      Name:____________________________________________
2.      Service No.______________________
3.      Aadhaar No._____________________
4.      Rank______________
5.      Date of Enrolment________________
6.      Date of Discharge_________________
7.      Date of Birth____________________
8.      Reasons for Discharge_________________________
9.      Character at the time of Discharge________________
10.  Income from re-employment if any_______________
11.  Rajya Sainik Board.___________________________
12.  Zilla Sainik Board____________________________
13.  Address:
14.  House No.___________
15.  Street Name_________________________________
16.  Town______________________________________
17.  City_______________________________________
18.  District_____________________________________
19.  State_______________________________________
20.  PIN Code___________________________________
21.  Mobile No.______________
22.  Email id____________________________________
23.  Name of Bank account Holder______________________________
24.  Bank Name_________________________________
25.  Branch Name_______________________________
26.  Account No.________________________________
27.  IFS Code______________________

The following scanned documents to be uploaded on line:

1.      Discharge book.
2.      Age Proof certificate. (If DOB is not available in the discharge book)
3.      ESM ID Card.
4.      Bank Pass Book Front Page.  (Only SBI or PNB Account)
5.      Certificate of Penury obtained from VAO.
6.      Your Pass port size photo to be uploaded.

Note: Non pensioner ex-servicemen above the age of 65 and widows can apply for pension.
You have fill up the above particulars correctly and send the scanned documents (pdf or jpg within 1mb) to Exwel Trust email id: esmwelfare@yahoo.in . The application will be filed online and forwarded to your Zilla Sainik Board for verification and forwarding.  You can get the model “Certificate of penury by   Clicking here.

It is requested that all ex-servicemen association may give wide publicity to this benefit to non pensioners.  They will get Rs.4000 as pension till life.

This is applicable throughout India.  You can apply from any part of India with the above particulars.
Please mail to : esmwelfare@yahoo.in.  For more details visit: www.ksb.gov.in 

Certificate of Penury is to be obtained from your Village Adminsitrative Officer.

PLEASE HELP AGED NON-PENSIONERS TO GET PENSION

 





Sunday, September 3, 2017

MONTHLY FINANCIAL ASSISTANCE TO NON PENSIONERS




MONTHLY FINANCIAL ASSISTANCE TO NON PENSIONERS FROM
ARMED FORCEDS FLAG DAY FUND BY KENDRIYA SAINIK BOARD

The aim of this aid gratis is to provide small measure of relief from total penury to a non pensioner ESM up to the rank of Hav/equivalent and their widows.

The monthly assistance is provided at the rate of Rs.4000 per month from 1.4.2017 per head for life time from AFFD Fund.

ELIGIBILITY

(a)    Must be a non-pensioner ESM or his widow.
(b)   Should be of the rank of Hav/equivalent from Navy/AF and below.
(c)    Should be above the age of 65.
(d)   Should be recommended by respective ZSB and RSB.
(e)    Details of Bank account to be submitted.

DATE OF SUBMISSION OF APPLICATION

By 31st March or 30th Sep each year to Zilla Sainik Board.

Application to be submitted on line with following documents:-

(a)    Discharge Book
(b)   Age Proof if date of birth is not given in the discharge book.
(c)    ID Card issued by ZSB.
(d)   Copy of Bank pass book front Page. With IFS Code.
(e)    Certificate of Penury obtained from VAO.



THOSE WHO WANT TO APPLY MAY CONTACT
EXWEL TRUST  WITH THE FOLLOWING PARTICULARS.

No.3D St. Mark Street,
Johns High School Road,
Samathanapuram,
Tirunelveli 627002.
Phone:0462-2575380,
Mobile:9894152959

Particulars/Documents to be sent:

1.      Name of Ex-serviceman/Widow
2.      One Passport size Photo.
3.      Service No.
4.      Aadhaar Card No.
5.      Rank
6.      Date of Enrolment
7.      Date of Discharge
8.      Date of Birth.
9.      Reasons for discharge.
10.  Character at the time of Discharge.
11.  Full Address.
12.  Mobile No.
13.  Email ID if any.
14.  Bank Name and Branch name and Address.
15.  Account No.
16.  IFS Code of Branch.

YOU HAVE TO GET THE “CERTIFICATE OF PENURY “FROM YOUR VAO.

This is the only little difficult job. If you are a genuine case, you will get
This certificate without any difficulty.

Note: Your application will be uploaded on line and forwarded to your ZSB.  You will be called for verification of original documents before forwarding to RSB.  Once it is approved by KSB, you will get Financial assistance for your life.  Only you have to give Life certificate every year.

All ex-servicemen Associations are requested to help their non pensioner members to get this benefit.

THE LAST DATE FOR SUBMITTING THE APPLICATION FOR THIS YEAR IS

30TH SEPTEMBER, 2017








REFILING OF INCOME TAX RETURN



REFILING OF INCOME TAX RETURN FOR CLAIMING RELIEF (AY 2017-18)
FOR DEFENCE PENSIONERS

Many low paid defence pensioners have been subjected to deduction of Income Tax (TDS) due to the payment of arrears.  Some arrears are calculated from 2006 to 2014.  Therefore they are eligible to claim relief u/s 89 (1).

However, it is observed that many defence pensioners have filed tax return without claiming relief. 

Those who have filed returns within the due date, without 10E can re-file their return with 10E for claiming relief before the expiry of one year from the end of the relevant Assessment Year or completion of  Assessment whichever is earlier.

All Sepoys, Naiks and Havildars who have filed Income Tax Returns without claiming Relief u/s 89 (1)  (With form 10E) can contact EXWEL TRUST FOR REFILING with the following documents.

1.      Copy of PAN and Aadhaar Card.
2.      Form 16 collected from your bank.
3.      Pension paid statement from 1.4.2016 to 30.4.2017

4.      Copy of the Acknowledgement ITR V. (Tax filed) 

Sunday, August 13, 2017

ISSUE OF FORM 16 BY PENSION PAYING BANKS


ISSUE OF FORM 16 BY PENSION PAYING BANKS
(Certificate issued under Sec.203 of the IT Act 1961 for the tax
Deducted at source on Salary/Pension)

Every pension paying Bank, whenever deducting Tax from the pensioner, must issue this TDS Certificate (Form 16A and Form 16B) by 31st May of each year.  At the same time all pensioners must submit their PAN Number/Card to the bank and make sure that it is registered with the Bank.

Also it has become mandatory now to submit all tax savings deposits, certificates, other investments/receipts well in time to get included in the Form 16 to be issued by your bank.

The income and deduction claimed in your IT return for the AY 2017-18 must match with the Form 16A/16B issued by the Bank. At the same time the IT Department cross checks the taxes claimed as TDS or as paid by you in your return with the Form 26AS prepared by them.  The difference is any will lead to delay in processing and /or increased tax liability due to adjustment u/s 143(1) (a) and you may get notice from the IT Department.

Your IT return will not be processed until all the taxes deducted by the Bank, and all tax savings/investments are properly accounted in the Form 16 and the same is reflected in the Form 26AS.

As a matter of fact, even any Relief to be claimed under Sec.89(1) on account of any pension arrears received also to be worked out and submitted to the bank in advance for verification and including in the Form 16.

As on today many banks have not yet issued Form 16.  If issued it is not reflected in the Form 26 AS.  Whatever is deducted in the Pass book in not reflected in the Form 16 as well as Form 26 AS.  Because of this some tax payers could not file, some who have filed are facing Notice from IT department u/s 143(1).  The banks are silent on this issue.  The processing of IT returns are getting delayed.

A complaint to the Commissioner of Income Tax (TDS) HMT Bhawan, Bellary Road, Ganganagar, Bangalore 560032 has been lodged.  Awaiting reply.

This is the first time many tax payers facing this problem with the bank for Form 16.



COMMUNICATION WITH THE RECORD OFFICES


COMMUNICATION WITH THE RECORD OFFICES

In this era of information technology revolution, our communication with our Record Offices has not been improved.

Off late, the need for an effective and fast communication with our Record Offices has become very important.  Specially after the introduction of ECHS, Online Scholarship Schemes, PM Scholarship Schemes, Revision of Pension, Endorsement of family pension, sanction of fresh family pensions, grant of pension to Unmarried/Widowed daughters etc., etc., the individual exservicemen and their widows mostly depend on their Record Offices for various clarifications and actions like Part II orders, approval of ECHS membership etc.

For availing the above facilities, one has to depend on their Record offices.  But the response from the Record Offices for such facilities very poor. 

There are more than 52 Record Offices spread all over India.  Very few offices are having Email contact and that too not very effective.  For example the Madras Regiment Record office is having an email ID madrasrecords@gmail.com and a Phone: 0423/2202060.  This is one of the oldest Infantry Regiment of the Indian Army.  The emails sent to the above email ID will never get any reply.  Phone calls are not attended properly.  Letter correspondence takes months together to get an answer.

The problems faced by aged non pensioners for grant of pension need quick attention.  Most of the non-pensioner applying for pension are above 70 years.  A quick response will give them hope. 

It is high time that the administration should improve the method of communication with the record offices and PCDA(P) Allahabad.  They should be made to accept correspondence via Email and take action immediately.  All the Record Offices must be provided with an effective Email address and the staff at the Record office be trained to reply/take action to the mail without any delay.


We earnestly request the authorities to study the problem and come out with a solution at the earliest.  Mostly aged people are affected.

Due to the abnormal delay by the record offices and CDA(P) Allahabad, some  non-pensioners applicants were sanctioned pension after their death.  

We must improve the system.  

Saturday, August 12, 2017

INCOME TAX FOR DEFENCE PENSIONERS


INCOME TAX FOR DEFENCE PENSIONERS

If the total pension income of a defence pensioner is more than 2.5 lacs, they have to file IT return.  Those who have not filed within the due date, they can file now belated return up to Mar 2018.

Many pensioners could not file due  non availability of correct Form 16 from their banks.  As the pension income had increased due to the payment of delinking arrears, an IT return filed with Form 10E will give good amount of Relief u/s 89(1) specially for the pensioners of the rank of Sep, Naik and Havildar and they will get refund if any excess tax recovered by the bank.

I t is important that every pensioner should collect Form 16 from bank and submit IT return without fail.

Fortunately, the tax liability will be nil for the AY 2017-18 because of the relief available for delinking arrears.  You can get refund of the excess tax recovered only if you file IT return.

Those who want to file IT return now may contact Exwel Trust for help and guidance.

DETAILS OF TAX LIABILITY AND RELIEF


SEP
NAIK
HAVILDAR
TOTAL INCOME
335620
410564
563437
TAX
3669
11388
38818
RELIEF
3669
11388
30023
TAX PAYABLE
NIL
NIL
8795
REFUND
3669
11388
30023

It is seen from the above table that the Sep and NK get full refund of the tax paid and the Hav Rs.30,023 as refund out of Rs.38,818 as tax paid.  This is applicable to all defence pensioners of the rank of Sep, Nk and hav and equivalent ranks in other services.

TAX RELIEF ON DELINKING ARREARS

The delinking arrear is calculated from the Financial year 2005 onwards. Therefore the arrears paid in Dec 2016 has to be spread out from 2005 and relief calculated properly for claiming u/s 89(1).

For an arrears of Rs.88,155 for a Sepoy the Relief available will be Rs.3669.
For an arrears of Rs.1,40792 for a Nk, the Relief available will be Rs.11,388.
For an arrears of Rs.1,78,044 for a Hav the Relief available will be Rs.30,023.

This article is published for benefit of those who have not filed tax return or who have filed tax return without preparing 10E.  You can re-file now with 10E and get refund.

CONTACT EXWEL TRUST FOR REFILING NOW
PHONE:0462-2575380