CERTAIN BENEFITS OF 6TH CPC

CERTAIN BENEFITS OF 6TH CPC CONSOLIDATED

1..   For PBOR, it was earlier observed that majority were benefited by consolidation
method where as only few were benefited by modified parity method (Annexure III).
However, based on One Rank One Pension (OROP) committee report headed by Cabinet
Secretary, the Govt has issued revised rates of pension for PBOR vide its letter No. PC
10(1)/2009-D(Pen/Pol) dated 08 Mar 10. This letter is applicable for PBOR only and is
available on CGDA website www.cgda.nic.in. Based on this letter, PCDA (P) Allahabad will be issuing instructions to the banks with revised rates of pension for PBOR. Thus, a large number of PBORs could now benefit from the new modified parity method given in the Govt letter. However, family pensioners of PBOR and HFO & HFL are not likely to benefit from this new order. This new order for PBOR will be effective from 01 Jul 2009 and is likely to take some time before it is issued by PCDA(P) Allahabad and implemented by banks. In view of the above, the correct approach to determine the correct pension entitlement will be to check the pension from both the methods and decide on the pension, which is more beneficial. Any query by PBOR on this new Govt Order should be addressed to AFRO.

2.    For Special Family Pension (SFP), Liberlised Family Pension (LFP) and enhanced
Ordinary Family Pension (OFP), there is no provision for modified parity method, only
consolidated method is applicable. On queries, PCDA (P) Allahabad has specially clarified that Enhanced ordinary family pension for death /retirement after 01-01-1999 will be paid only as per consolidation method i.e. annexure I.

3.   Additional pension / family pension are authorised wef 01-01-06 for the benefit of 80
years and above pensioners. This additional pension is over and above the normal pension.  DR on this additional pension is entitled. This additional pension will be paid by PDA (bank, treasury etc) from the same month in which pensioner has completed the age of 80,85,90,95 and 100 years. If the date of birth of pensioner is available in the PPO, then additional pension will be started by the bank straight away. If date of birth is not there in the PPO then pensioner can produce date of birth as given in Pan Card, Matric certificate, Passport, ECHS card, Driving license and Election ID card. Four copies of any of these documents duly attested by a Gazetted officer/ MLA should be submitted to PDA for commencement of additional pension. Based on these documents the PDA will commence Additional pension on provisional basis, for six months. Within these six months, the pensioner should contact this office (PBOR to contact AFRO) with relevant documents for issue of Corr. PPO by CDA annotating the date of birth of the pensioner. The rates for this additional pension are linked as a percentage to the revised basic pension. The rates of additional pension specified by Govt are additional 20% of basic pension for 80 years, 10% increase of basic pension with every five years (i.e 30% for 85 yrs, 40% for 90 yrs and 50% for 95 yrs) however once a pensioner completes 100 years of age, the additional pension will be revised to 100 %.

4.   Besides the additional pension, certain other new provisions of VI CPC and other key
provisions which can affect the entitlement to pension/family pensionary benefits are as
follows:-

(a)   The minimum pension/family pension wef 01.01.06 is Rs 3500/- plus DR.

(b)   The rates for 100% disability element of pension are revised to Rs 5880/-pm for
commissioned officers and honorary commissioned officers wef 01-01-06. Similarly it
is revised to Rs 4300/- and 3510/- pm for warranted ranks (JWO,WO & MWO) and
other ranks respectively. For disability, which is less than 100%, proportionate
reduction in the amount will be done. The rates of constant attendant allowance have
been increased to Rs 3000/-pm wef 01-01-06 irrespective of rank. This will further
increase by 25% every time, when the DR on the revised Pay Band goes up to 50%.

(c)   Broad banding of disability pension for invalidated officers is permitted, since
V CPC i.e. 01-01-1996. This broad banding is done to the nearest higher figure at
50%, 75% and 100%. Earlier this facility was not extended to pre 01-01-1996
pensioners. Now, wef 01-07-2009, this facility is extended to all pre 01-01-1996
disability pensioners who were invalidated out of service.

(d)   Disability pensioners are exempted from income tax on their complete pension
which includes service element and disability element.

(e)   Enhanced family pension (50% of last pay) was payable for seven years from
the date of death of the officer. After VI CPC, enhanced rate of family pension for post
retirement death remains unchanged at seven years; however, for in-service death of
an officer, the enhanced rate of family pension is now extended to 10 years from
earlier period of 07 years. For those cases where enhanced rate of family pension for
seven years has been completed before 01 Jan 06, there is no change. However, if
seven years of enhanced pension is falling due on 01 Jan 06 or beyond (for service
death cases only), then case is to be taken up through this office (Dte of PP&R) for
extending the enhanced family pension by three years (total 10 yrs) through issue of
Corr PPO by CDA. PBOR should take up case on similar lines with AFRO.

(f)   Widows in receipt of Special family Pension (SFP) were permitted to
draw their family pension even after remarriage after V CPC i.e. 01-01- 1996. SFP
is primarily given for death which is attributable to service. Widows, who were
remarried before 01-01-1996, were not eligible for the same. Now widows in receipt
of SFP who were remarried before 01-01-1996 and whose family pension was
stopped are eligible for grant of SFP wef 20-01-2009. The widows who are eligible
should apply to this office in the case of officers and to AFRO for cases related to
PBOR.

(g)   Widows in receipt of ordinary family pension (OFP) were not eligible for family
pension after remarriage. However, as an exception a child less widow after VI CPC,
is eligible for ordinary family pension after remarriage, subject to fulfillment of certain
laid down income criteria. The widows who are eligible should apply to this office in
case of officers and to AFRO for cases of PBOR.

(h)   Widows whose husbands were in receipt of gallantry awards (PVC, Ashok
chakra, MVC, Kirti Chakra, Vir Chakra, Shaurya Chakra, VM (Gallantry), are entitled
to the same monetary allowance (rates doubled wef 14 May 08) after the death of
their husband. In addition, they are exempt from income tax on their full pension.

(j)   The recipients of Gallantry award winners of Chakra series (PVC, MVC, Vr C,
Ashok Chakra, Kirti Chakra and Shourya Chakra) and their widows are entitled for
complementary card passes along with a companion from the Indian Railways, for
free travel in first class/ second AC. The passes will be issued by the office of
Divisional Railway Manager and Headquarters office of the Railways on receipt of an
application on plain paper. Widows will be required to additionally submit copy of
death certificate and non remarriage certificate from a gazetted officer.

(k)   Handicapped children (not capable of earning livelihood) and Unmarried /
divorced / widow daughter are eligible for family pension subject to fulfillment of
income criteria and Audit verification. For Endorsement of the name of handicapped
child in the PPO, an officer can apply during his life time. However, unmarried /
divorced / widow daughter can apply for family pension only if she is unmarried/
remains divorced at the time of demise of her last surviving parent (father or mother).
Her name will not be annotated in the PPO during parent’s life time.