WHAT IS YOUR CONTRIBUTION FOR GETTING O.R.O.P.?

TO CALCULATE YOUR 7 CPC, DELINKING ARREARS, O.R.O.P.ETC., ARREARS AND REVISED PENSION PLEASE VISIT OUR WEBSITE: exweltrust.in

UNITY IS OUR STRENGTH

DEAR VETERANS
OUR UNITY IS VERY IMPORTANT
PLEASE HELP THE POOR JAWANS

THEY ARE MORE IN NUMBER

BRING THEM UNDER YOUR COMMAND
BY LOVE & COMPASSION
THEN YOU SEE HOW
THINGS MOVE WITH THE GOVT


PLEASE THINK IT OVER

7 CPC ORDER HAS BEEN ANNOUNCED BY GOVT.

SOME IMPROVEMENT IN PENSION FOR LOWER RANKS />
ARREARS FROM 01.07.2014.has been paid />
Minimum pension for Sep.Y15 yrs. Rs.17130 />< /> KNOW THE RATES OF DISABILITY PENSIONS

W.E.F.01.07.2014

(FOR PRE 01.01.06)(100%)
READ CDA CIRCULAR 555
Table No.76(FOR 100%)
READ CIRCULAR 555
OTHER RANKS (FOR 100%)
READ CIRCULAR 555

WAR INJURY PENSION
FOR ALL RANKS (100%)
READ CDA CIRCULAR 555

DISABILITY PENSION &
WAR INJURY PENSION
TO BE PAID WITH D.A.

CONSTANT ATTENDANCE ALLOWANCE
FOR ALL RANKS (FOR 100%)
Rs.4500/-W.E.F. 01.07.2014

MINIMUM SPECIAL FAMILY PENSION
Rs.7000/- W.E.F.01.07.2014 for 6 months service

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IT IS BETTER TO KNOW

YOUR PENSION ENTITLEMENTS THAN

YOUR LIQUOR QUOTA

HELP ALL TO GET
CORRECT PENSION FROM BANKS

REMEMBER, THAT OUR DEMAND OF

ONE RANK ONE PENSION

ACCEPTED BY GOVT.Circular issued

But Our demands are not fully accepted

OUR FIGHT CONTINUES

JOIN THE MISSION TO WIN

THERE IS NO GAIN WITHOUT PAIN

LET US FIGHT FOR JUSTICE
OROP MEANS
EQUAL PENSION
FOR EQUAL RANK
GROUP,AND SERVICE
IRRESPECTIVE OF DATE
OF RETIREMENT
WHETHER POST 01.01.2006
OR PRE 01.01.2006

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VISIT www.exweltrust.in

for calculating your OROP arrears

DUAL FAMILY PENSION AGREED BY TN GOVT


"நல்ல நிர்வாகத்தால் வழங்கப்படும்

நீதி தான் உயர்ந்தது.

நீதி மன்றங்களினால் பெறப்படும் நீதிகள்

நிர்வாகத்துக்கு பெரும் அவமானம்

என்பதை நிர்வாகம்

(Ministry of Defence)

நன்கு உணர வேண்டும்."

DE LINKING ORDER ISSUED ON 30SEP16

ARREARS FOR CIR.547,548 & 560 TO BE

PAID TO ALL ELIGIBLE PENSIONERS BY BANKS

தமிழக அரசு இரண்டு குடும்ப பென்சன்

வழங்க அனுமதி அளித்துவிட்டது. செய்தி.

முன்னாள் படை வீரர் குடும்பங்களின்

நலன் காப்பது ராணுவ அமைச்சகத்தின்

தலையாய கடமையாகும்

GOVT. OF TAMIL NADU SANCTIONED

SECOND FAMILY PENSION IS A GOOD NEWS.

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Disclaimer

The postings in this Blog are only the personal opinion and do not necessarily reflect the views of the “indianexserviceman” blog team. These are expressed in good faith for the general welfare of the veterans of the Indian Armed Forces. The contents of this blog are neither for business nor for any commercial gains. Neither the “indianexserviceman” blog team nor the individual authors of any material on this blog accept responsibility for any loss or damage however caused (including through negligence), which you may directly or indirectly suffer arising out of your use or reliance on information contained on or accessed through this blog. All views and opinions presented are solely those of the surfer and do not necessarily represent those of “indianexserviceman” blog team. This is not an official blog site. This blog is run by a team of Air Warriors of the IAF (Veterans). It is not affiliated to or officially recognized by the MOD or AHQ or Air HQ or Govt/State or any other organization.

"நாட்டுக்காக உயிர் நீத்தவர்களை நினைக்காதநாடு இனி யாரும் அதற்காக உயிர் விடும் தகுதியை இழந்துவிடும்."

PENSION GUIDE BOOK IN HINDI AVAILABLE FREE DOWNLOAD. CLICK HERE.

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MESSAGE FOR READERS

"தெரிந்து கொள்ளுங்கள்" என்ற பென்சன் வழிகாட்டி புத்தகம் புதிய O.R.O.P பென்சன் பட்டியலுடன் கிடைக்கிறது. ஒவ்வொரு ராணுவ பென்சனரும் அவசியம் படிக்கவேண்டியது. உங்கள் தேவைக்கு தொடர்புகொள்ள : முகவரி "எக்ஸ்வெல் டிரஸ்ட் " 15 மிலிடரி லைன், சமாதானபுரம், திருநெல்வேலி 627002. போன்:9894152959. 04622575380 தெரிந்து கொள்வது அவசியம். தெரியாது என்பது அவமானம். தெரிந்து கொள்வது கௌரவம்.உங்கள் சரியான பென்சனை தெரிந்துகொள்ள இந்த புத்தகம் உதவும் www.exweltrust.in என்ற இணைய தளத்தை பார்க்கவும்

Monday, July 5, 2010

SBI'S JAI JAWAN LOAN TO YOUNG DEFENCE PENSIONERS



SPECIAL PENSION LOAN TO PENSIONERS.
JAI JAWAN PENSION LOAN TO YOUNG DEFENCE AND
PARAMILITARY FORCES PENSIONER IN S.B.I.


This loan is given in all the pension paying branches of State Bank of India  to all the young defence and para military forces pensioners. 

Maximum amount of Loan  : Rs.2 lacs.
Age limit                            : Must be below 50 years.
Loan amount  : 48 times the monthly pension subject to a maximum of
Rs.2 lacs.  EMI (Equated Monthly Instalment amount)
Should not exceed 40% of the total pension.
Margin                  : Nil
Security  : No Security for loan up to Rs.25000/-.
Above Rs.25000/- Pensioner’s spouse or any third party
worth the amount of loan.
Repayment           : 84 months EMI.
Documents required   : Two Passport size photo of the pensioner & the spouse
Xerox copy of the PPO showing the spouse’s name
Xerox copy of the Front page of the SB pass book
It is a term loan.  No other charges except a revenuStamp.
Rate of Interest    : 0.5 % above SBI advance rate. (around 14.5%)

The following is the loan entitlements of defence pensioners below 50 years of age.

Sepoy Gp. ‘D’15 years service  Rs.88,000 EMI Rs.1670
Naik    Gp ‘D’17 years service  Rs.96,000 EMI Rs.1825
Hav     GP’D’20 years service  Rs.1,07,000 EMI Rs.2035
Nb.Sub.Gp.’D’20 years serviceRs.1,55,000 EMI Rs.2950

‘This Jai Jawan loan’ is a Special Loan to defence pensioners in addition to normal pension loan to all the pensioners up to the age of 70 years.  For full details visit the branches.

Note: If any of the Branches are not giving this loan, please report the matter to the Manager or to the concerned Regional Manager. Avail this loan only if it is very essential.  SBI interest rates lower than other banks with flexible terms & conditions.

All pension paying banks are liberally giving loans to pensioners and earning huge amount of profit by way of interest.  The same banks are holding huge amount of deposits from the pensioners, but paying nominal interest to them.  There is a large gap in the rate of interest between pensioners deposit and pension loan.  For a fixed deposit, the bank pays only around 8.5.% interest, whereas it charges 14.5% and above for a pension loan.  This difference must be reduced at least for pensioners.

22 comments:

kanthiah said...

Thank you for the valuable information and we hope that eligible ESMs are utilizing the opportunity.

kanthiah

Amal said...

14.5 percent interest is too high .Is it a welfare to exservicemen by SBI? Certainly not. One can get loan from anywhere with 14.5 percent interest.

subash said...

At this high interest rate, my common sense dont say it is a welfare oriented scheme for jawans, but for the welfare of SBI.

nirmala said...

laon sanctioned upto 50 years age may extend the age limit. Recently retired jawans are getting lump sum amount. This loan is infact required for pre-1996 pensioners who received less amount.

nirmala said...

upper age limit may be extended. this loan is required for pre-1996 pensioners.

Anonymous said...

upper age limit may be extended. this loan in fact is required for pre-1996 pensioners.

Anonymous said...

upper age limit may be extended. this loan in fact is required for pre-1996 pensioners.

Navdeep said...

Welfare of SBI. (not Exservicemen)
14.5 % loan is the highest i ever heard.

Navdeep said...

welfare of SBI(not Jawans)
14.5 % is the highest interest rate.
Private Banks are also offering the same.

Anonymous said...

I am K Ravichandra reddy retired from
Navy and approached my pension paying
SBI Branch for Jaijawan loan.The bank
is asking for the official Circular
issued by the Bank authorities.Can any body help me in this mateer by
providing the circular in question?

with regards

Anonymous said...

I have been retired from navy and
applied for Jaijawan loan.Bank is
asking for official circular issued
by Bank authorities ragarding the
loan.Can any body help me in this
matter.
with regards

Anonymous said...

sir is it possible to increase the loan amount of jai jawan up to 3 lakh , because all are the ex services man getting pension above 10,000/- x 40% = 4000 x 84 month = 3,36,000/- , i request you to consider as soon as possible please

Anonymous said...

hai i am also an exservicemen and i have availed this loan.. intrest rate is around 14.5%.. i bought this loan in Nov 2011 and upto this feb 2013, i could not be able to see that my principal amount is not even reduced to 1/3rd of the loan amount...worst loan ever given to an XSM.. iu am going to close this loan as early as possible ... If any urgency, then go for this kind of loan...

Anonymous said...

Hi Dear,
If you have a pension account with SBI, then do visit them and ask for the loan on pension account.
best regards

Surendar said...

How to download the Jai jawan loan application?

sanjeev kumar singh said...

How to download the jai jawan loan application

R Vijay kumar said...

How much interest rates on fixed deposit in MIS for ex servicemen

Anonymous said...

I have an idea.
Why we should go to a bank for a loan. Why cant we (team of ex-servicemen) start/create start-up/venture with local defence authority in a proper way to start our own banking system for the benefit of serving as well as retired personnel.
Our local units must have deposited their regimental fund in the local bank and earn interest. With the money deposited in the bank use it as a capital and can give loan to needy service and retired person from the capital with no profit no loss basis or take minimum charges to run the show but we should have a clear understanding with the record office in case of defaulter due to any reason the money should come from his/her account/salary/pension.
Thanks

tearing topden said...

I m exservesmen

tearing topden said...

I m exservesmen

H singh said...

Thanks for the info.

Nikhil Pandey said...

Read your blog its really informative and helpful keep updating with newer post on Housing loan