WHAT IS YOUR CONTRIBUTION FOR GETTING O.R.O.P.?

TO CALCULATE YOUR 7 CPC, DELINKING ARREARS, O.R.O.P.ETC., ARREARS AND REVISED PENSION PLEASE VISIT OUR WEBSITE: exweltrust.in

UNITY IS OUR STRENGTH

DEAR VETERANS
OUR UNITY IS VERY IMPORTANT
PLEASE HELP THE POOR JAWANS

THEY ARE MORE IN NUMBER

BRING THEM UNDER YOUR COMMAND
BY LOVE & COMPASSION
THEN YOU SEE HOW
THINGS MOVE WITH THE GOVT


PLEASE THINK IT OVER

7 CPC ORDER HAS BEEN ANNOUNCED BY GOVT.

SOME IMPROVEMENT IN PENSION FOR LOWER RANKS />
ARREARS FROM 01.07.2014.has been paid />
Minimum pension for Sep.Y15 yrs. Rs.17130 />< /> KNOW THE RATES OF DISABILITY PENSIONS

W.E.F.01.07.2014

(FOR PRE 01.01.06)(100%)
READ CDA CIRCULAR 555
Table No.76(FOR 100%)
READ CIRCULAR 555
OTHER RANKS (FOR 100%)
READ CIRCULAR 555

WAR INJURY PENSION
FOR ALL RANKS (100%)
READ CDA CIRCULAR 555

DISABILITY PENSION &
WAR INJURY PENSION
TO BE PAID WITH D.A.

CONSTANT ATTENDANCE ALLOWANCE
FOR ALL RANKS (FOR 100%)
Rs.4500/-W.E.F. 01.07.2014

MINIMUM SPECIAL FAMILY PENSION
Rs.7000/- W.E.F.01.07.2014 for 6 months service

@@@@@

IT IS BETTER TO KNOW

YOUR PENSION ENTITLEMENTS THAN

YOUR LIQUOR QUOTA

HELP ALL TO GET
CORRECT PENSION FROM BANKS

REMEMBER, THAT OUR DEMAND OF

ONE RANK ONE PENSION

ACCEPTED BY GOVT.Circular issued

But Our demands are not fully accepted

OUR FIGHT CONTINUES

JOIN THE MISSION TO WIN

THERE IS NO GAIN WITHOUT PAIN

LET US FIGHT FOR JUSTICE
OROP MEANS
EQUAL PENSION
FOR EQUAL RANK
GROUP,AND SERVICE
IRRESPECTIVE OF DATE
OF RETIREMENT
WHETHER POST 01.01.2006
OR PRE 01.01.2006

@@@@@@@@

VISIT www.exweltrust.in

for calculating your OROP arrears

DUAL FAMILY PENSION AGREED BY TN GOVT


"நல்ல நிர்வாகத்தால் வழங்கப்படும்

நீதி தான் உயர்ந்தது.

நீதி மன்றங்களினால் பெறப்படும் நீதிகள்

நிர்வாகத்துக்கு பெரும் அவமானம்

என்பதை நிர்வாகம்

(Ministry of Defence)

நன்கு உணர வேண்டும்."

DE LINKING ORDER ISSUED ON 30SEP16

ARREARS FOR CIR.547,548 & 560 TO BE

PAID TO ALL ELIGIBLE PENSIONERS BY BANKS

தமிழக அரசு இரண்டு குடும்ப பென்சன்

வழங்க அனுமதி அளித்துவிட்டது. செய்தி.

முன்னாள் படை வீரர் குடும்பங்களின்

நலன் காப்பது ராணுவ அமைச்சகத்தின்

தலையாய கடமையாகும்

GOVT. OF TAMIL NADU SANCTIONED

SECOND FAMILY PENSION IS A GOOD NEWS.

@@@@@@

Disclaimer

The postings in this Blog are only the personal opinion and do not necessarily reflect the views of the “indianexserviceman” blog team. These are expressed in good faith for the general welfare of the veterans of the Indian Armed Forces. The contents of this blog are neither for business nor for any commercial gains. Neither the “indianexserviceman” blog team nor the individual authors of any material on this blog accept responsibility for any loss or damage however caused (including through negligence), which you may directly or indirectly suffer arising out of your use or reliance on information contained on or accessed through this blog. All views and opinions presented are solely those of the surfer and do not necessarily represent those of “indianexserviceman” blog team. This is not an official blog site. This blog is run by a team of Air Warriors of the IAF (Veterans). It is not affiliated to or officially recognized by the MOD or AHQ or Air HQ or Govt/State or any other organization.

"நாட்டுக்காக உயிர் நீத்தவர்களை நினைக்காதநாடு இனி யாரும் அதற்காக உயிர் விடும் தகுதியை இழந்துவிடும்."

PENSION GUIDE BOOK IN HINDI AVAILABLE FREE DOWNLOAD. CLICK HERE.

---------------------------------------------------------------------------

MESSAGE FOR READERS

"தெரிந்து கொள்ளுங்கள்" என்ற பென்சன் வழிகாட்டி புத்தகம் புதிய O.R.O.P பென்சன் பட்டியலுடன் கிடைக்கிறது. ஒவ்வொரு ராணுவ பென்சனரும் அவசியம் படிக்கவேண்டியது. உங்கள் தேவைக்கு தொடர்புகொள்ள : முகவரி "எக்ஸ்வெல் டிரஸ்ட் " 15 மிலிடரி லைன், சமாதானபுரம், திருநெல்வேலி 627002. போன்:9894152959. 04622575380 தெரிந்து கொள்வது அவசியம். தெரியாது என்பது அவமானம். தெரிந்து கொள்வது கௌரவம்.உங்கள் சரியான பென்சனை தெரிந்துகொள்ள இந்த புத்தகம் உதவும் www.exweltrust.in என்ற இணைய தளத்தை பார்க்கவும்

Wednesday, April 8, 2009

POST RETIREMENT INSURANCE SCHEMES NEGLECTS OLD VETERANS


ARMED FORCES GROUP INSURANCE SCHEMES
POST RETIREMENT INSURANCE SCHEMES NEGLECTS OLD VETERANS

The need for providing group life insurance cover to the soldiers was felt after 1971 war. More than 3843 soldiers were killed and 9851 were wounded in the 1971 Indo Pak war which lasted for only 14 days. When the concept of Group Insurance Scheme for the armed forces was muted, even the state owned Life Insurance Corporation of India did not come forward to take up the scheme for the Armed Forces, because of the alarming death toll in the 1971 war.

Therefore, the responsibility of creating and administering a Group Insurance Scheme was entrusted to our own senior officers. The Indian Air Force and the Indian Army started their own group schemes in the year 1975 and 1976 respectively. The efficient administration with military discipline and sincerity rendered more surplus funds to start the Post Retirement Insurance Schemes to its retired members.

The Scheme which started with an amount of Rs.30,000 in the year 1976 for the serving personnel is now marching with 15 lacs in the Army and Rs.30 lacs in the Air Force and from Rs.65000 to 4 lacs for retired personnel in the Army and Rs.30,000 to 5 lacs for the Air Force personnel. Whenever a new scheme is introduced, the retired people are always neglected and forgotten. While we fight for the parity in pension (OROP) with the Government, we fail to implement the same benefits to our own elders even though we ourselves govern the entire schemes like this.

For example, a person who had contributed a lump sum amount for the Post retirement insurance scheme in the year 1981, is now out of the scheme without any benefit. General O.P.Malhotra, the then Chief of the Army Staff, whom I presume to be the first person to start and join the extended insurance scheme in the Army is now out of the scheme without any benefit. Because, the terms and conditions which was framed by our own men stipulates that the benefits are available within a period of 15 years or 70 years of age whichever is earlier, renders him ineligible for any benefit. Can we not accommodate the elders like him in the scheme, even by charging some additional contribution to the extended scheme. Nothing is impossible, if we have the will to do. After all, every one is going to die one day. The cut off age and the cut off term period framed by our own men should not come in the way for depriving any benefit. Some small amount of death benefit must be given to all the Post Retirement Scheme members irrespective of age and term.

With profound grief and tears in my eyes, I want to narrate a real life story of an Ex.Sgt.Krishnawamy, Eng. Fitt., of Indian Air Force. A decorated Airman, with a number of commendation certificates and cash awards for his dedicated work as a Engine Fitter in the Air Force, was discharged from Air Force in Aug 1989. 14 years after his discharge from Air Force, it was detected that his days are counted at a faster rate due to chest cancer. A detailed diagnosis revealed that it was an occupational hazard that had attributed to this decease. (The hard work he had to put up in the Air Force to service the 2nd world war type Air crafts such as Dakota, Fairchild Packet which had earned him Commendation certificates, but these substandard aviation machines taken his life by slowly poisoning his body.) A renowned cancer institute expressed their inability for any further treatment.


As a close associate with that family, I tried to mobilize financial assistance from wherever possible. During our search for help in his home, Sgt.Krishnasamy himself with great difficulty opened a cupboard in his house and took out the Air Force Group Insurance Society’s post retirement insurance memorandum and asked me to find out whether his family can get any thing out of that. He knows very well that the AFGIS comes into effect after his death. But he does not know that the cut off date in the memorandum is going to expire in a few days, which will make his wife ineligible for the claim of Rs.40,000/ as per the memorandum. Considering the situation my heart and soul went out of way to pray for his peaceful death within the cut off date (As it is, we all know that the death certain in few days) so that his family will get at least that amount as a last rescue from starvation. Alas ! it did not happen. The date of death succeeded in denying the insurance benefit to the family. This tragic event triggered me to make this appeal to the society, so that if possible, it could be prevented to some extent for the future generation. Let me not come across any such tragic experience any more. If not the full amount, at least some amount to meet the funeral expenses may be given by the Group insurance society to these old veterans whose contributions made these great institutions.

The Indian Armed Forces are well known for its clean administrative skills. Therefore there is nothing impossible, if there is a will to do. When we can do it Why to beg to these politicians and bureaucrats. Will the concerned authorities in the three services consider the request sympathetically and implement it immediately so that every member of the extended insurance scheme get some grant at the time of his death. This may be done with retrospective date so that no one is hurt on any cut off dates.

2 comments:

Anonymous said...

I am very sorry to read about Sgt.Krishnasamy's demise. The Group Insurance Society should take up the issue, study the feasibility and implement immediately. Let your blog be an eye opener for the Society's Administrators. Yes, it must be done. It is a genuine demand. We cannot forget the elders who have contributed for this great Institution. Let us hope for the best.

gentle said...

I feel strongly the need to review the Post retirement insurance cover.The scheme was started with certain presumption regarding its impact on mainly PROFITABILITY .By now the AFGIS has the datasheet on how much money the Scheme made .The amount remaining after paying its liability ,it should have distributed the net benefit to all the contributing members ,instead of carrying forward the profit earned to be paid to the new members of the Scheme. I wou;ld suggest to seek the info under RTI from AFGIS ,about the profit made in the first scheme & asking the AFGIS to distribute the remaining amount to its old retired members OR extend the date of maturity of Scheme till the death of the insured veterans.