Clarification/Confirmation required on revision of Defence Family Pension as per Annexure I, II and III of Govt. letter dated 11/11/2008.

Most of the Defence Family Pensioners (Specially PBOR family pensioners) are not aware that their family pension is based on their husband’s Rank and Group. Therefore they are not in a position to verify the correctness of the pension paid to them. There are many cases, that a widow of a Subedar Group ‘A’ is paid a family pension payable to the widow of a Sepoy. This situation is prevailing in many bank branches.

The minimum family pension has been fixed at Rs.3,500/- upto the rank of Havildar and equivalent ranks in Navy & Air Force irrespective of GP and number of years of service etc.

Similarly, for other ranks, the Ordinary family pension as per Annexure I and II and III are different.

For example, a widow of a Nb.Sub.(Group ‘A’) will get Ordinary family pension (Normal Rate) under modified parity w.e.f. 1.1.96 is Rs.1,560/-.

If this Rs.1,560 is revised as per Annexure I it will be -- Rs.3,526

Whereas if it is revised as per Annexure III, it will be -- Rs.5,070

Similarly, a widow of a Hon.Lt. will get Ordinary fmily pension (Normal rate) under modified parity w.e.f. 1.1.96 is Rs.3,150/-.

If this Rs.3,150 is revised as per Annexure I, it will be -- Rs.7,119

Whereas if it is revised as per Annexure III, it will be -- Rs.8,100

The Govt. order dt.11/11/2008 says to adopt the table Annexure I or II or III whichever is beneficial to the family pensioner. It has been observed that none of the PDAs have given effect to this beneficial clause while revising the pension of the defence family pensioners. I am submitting herewith a ready reckoner to show the difference in the revised family pension as per Annexure I and Annexure II (For Officer’s families) and Annexure III (For PBOR families).

Rank &Existing Pension		Revised Pension As per Annex I	Revised Pension As per Annex II	Difference in Revision	Remarks
Lt.	2475	5595	8100	2505
Capt	3000	6780	8310	1530
Major	3840	8679	8460*	219	Annexure I
Lt.Col(TS)	4410	9967	8760*	1207
Lt.Col(S)	4530	10238	8760*	1478
Col	5130	11594	15630	4036
Brig	5730	12950	15690	2740
Maj Gen	5520	12476	15690	3214
Lt.Gen	6720	15188	15690	502
DGAFMS	7215	16307	24000	7693
VCOAS	7800	17628	24000	6372
COAS	9000	20340	27000	6660

* In cases of widows of Majors, Lt. Col (TS) and Lt.Col (S) Annexure I is beneficial. As per the above ready reckoner, it is evident that the Annexure II is beneficial to all family pensioners except the widows of Majors, Lt.Cols(TS) and Lt.Cols(S).

The revision of family pension in respect of PBOR Family pensioners is based on their Rank and Group. The PDAs are finding it difficult to find out the Rank and Group of the deceased PBOR. Also their families are not in a position to show the relevant personal records to prove Rank and Group as a result, most of the PBOR family pensioners are paid the minimum family pension of Rs.1,275. We have come across many widows of Subedars, Subedar Majors, Hon. Lts. are drawing minimum family pension of Rs.1,275. Neither the widow is aware of her correct pension, nor the Bank branch is bothered about payment of correct pension to the widows.

Now let us see the family pensions of PBORs.

Rank,Group	Existing Pension	Revised Pen Anne I	Revised Pen III	Difference
Sepoy	1275	3500	3500	Nil
Naik	1275	3500	3500	Nil
Havildar	1275	3500	3500	Nil
Nb.Sub.GP’A’	1560	3526	5070	1544
Nb.Sub.Gp’B’	1440	3500	4650	1150
Nb.Sub.Gp’C’	1395	3500	4650	1150
--D to H Gp	1320	3500	4650	1150
E of DSC	1320	3500	4650	1150
Sub GP’A’	1851	4185	5190	1005
---- GP’B’	1731	3914	4770	856
---- GP’C’	1686	3811	4770	959
---- D,E,F	1686	3811	4770	959
---- G,H	1619	3643	4770	1127
Sub.Maj.Gp’A’	2175	4917	5250	333
------GP ‘B’	2025	4578	4830	252
------GP ‘C’	2025	4578	4830	252
------GP ‘D’	2025	4578	4830	252
GP‘GH&EDSC	1980	4475	4830	252
Hon.Lt.	3150	7119	8100	981
Hon.Capt	3255	7357	8310	953

Note: Pre 1973 Groups –A,. B to H

Post 1973 - A,B to E

Post 10/10/06 - X, Y to Z

Post 01.01.06 - X & Y only.

The above analysis is made based on the Govt. order No.17(4)/2008(1)/D/(Pen/Policy) dated 11/11/2008. Annexure I, II & III and 11/12/2008 Annexure II. If any order is released subsequently on the subject, the clarification sought will differ. If the information given is found correct & helpful to the defence family pensioner, then the entire text may be forwarded to all Bank head offices for guidance in the right spirit.